In a hurry? Here's a brief overview of the cards on our list, along with quick links that let you jump down the page to read more information on each card we feature. And if you’d like to open a card that offers points or miles for travelers, see the best travel rewards credit cards. If you’re looking for a card that provides good cash-back rewards for users of all ages, see our guide to the best cash back credit cards. For each one, we’ve calculated a typical annual reward that assumes $3,000 charged to the card annually. To help you select a student card, we’ve listed some great options. College students who are on the hunt for a rewards credit card will find that many issuers have designed cards aimed toward their age group and if you plan to study abroad, these cards are good choices as they don’t charge foreign transaction fees. Or they may pay a healthy flat rate of cash back on every purchase. Student credit cards often provide high rewards in common spending categories for college students, such as dining out or gas. However, our selection of products is made independent of our relationship with advertisers. Our relationship with advertisers may impact how an offer is presented on our website. We may get compensation if you visit partner links on our site. Whether you’re in college or going to graduate school, you can use Juno to find student loans with the lowest possible rates.This article highlights our picks for the best student credit cards. By shopping around, you may be able to find undergraduate and graduate loans with better rates and terms, making your payments more affordable. Besides a student credit card, it’s a good idea to explore your student loan options. Plus, Discover offers benefits such as its Cashback Match and Good Grade Reward programs, putting more money back in your wallet.Īs a college student, there are a lot of demands on your budget. You can qualify for it even if you don’t have a credit score, and you can earn up to 5% cash back on select purchases. Is the Discover Student Cash Back Credit Card Right for You?įor students without credit histories, the Discover Student Cash Back Credit Card can be a useful addition to your wallet. Provide monthly rent or housing paymentĭiscover doesn’t require applicants to have a credit score for this card, making it a good option if you’re building credit from scratch.The Discover Student Cash Back Credit Card is for current undergraduate and graduate students. Who Is Eligible for the Discover Student Cash Back Credit Card? Late fees: Discover will waive late payment fees the first time you miss a payment.However, cash advances are subject to higher APRs, and you’ll also pay a cash advance fee. Cash advances: With the Discover Student Cash Back Credit Card, you can take advantage of cash advances, meaning you can withdraw cash at the register or ATM.None for the first late payment after that, up to $40Īll rates and fees accurate as of Feb. The Discover Student Cash Back Credit Card doesn’t charge annual fees, but there are other charges you should consider before applying for it:Ġ% APR for first six months after that, 12.99% to 21.99% (variable)Įither $10 or 5% of the cash advance amount, whichever is greater Just contact Discover after leaving school to update your contact information and income.ĭiscover Student Cash Back Credit Card APR and Fees Keep the card after graduation: After you graduate, you can keep your card and many of its benefits you may even qualify for a credit line increase.Once the introductory period ends, a variable APR of 12.99% to 21.99% applies. Introductory APR: With this card, Discover offers students 0% APR on purchases for the first six months after account opening.Good Grade Reward: Through Discover’s Good Grade Reward program, you can get a $20 statement credit each school year that your GPA is 3.0 or higher, for up to five years.So if you earn $100 in cash-back rewards, Discover will turn it into $200.īesides its rewards and Cashback Match programs, the Discover Student Cash Back Credit Card has some other valuable benefits and perks for cardholders: Through its Cashback Match program, Discover will give you a dollar-for-dollar match of all the cash back you earn at the end of your first year. Discover Cashback Matchĭiscover has a unique program that can be incredibly valuable. You can also use your rewards to complete purchases through sites such as Amazon or to make charitable donations. You can redeem your rewards for statement credits, direct deposits or gift cards. 5% at grocery stores, fitness clubs and gym memberships on up to $1,500 in purchasesĥ% at gas stations and Target on up to $1,500 in purchasesĥ% cash back at restaurants and PayPal on up to $1,500 in purchasesĥ% at and Digital Wallets on up to $1,500 in purchasesĪll other purchases earn 1% cash back automatically, with no cap on how much you can earn.
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